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Foreign Investor Program: Unlocking U.S. Real Estate Opportunities

Investing in U.S. real estate has never been more accessible for foreign nationals. Standout Commercial Loans is proud to offer two specialized Foreign Investor Loan Programs designed to provide seamless financing solutions for international investors looking to purchase residential and commercial properties in the United States.

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Foreign Investor Loan Programs

Standout Loans provides two distinct lending options to meet the diverse needs of foreign investors:

Single Family Homes, Condos, Townhomes & Multi-Family

This program is designed for foreign investors interested in purchasing single-family homes and condominiums. Key features include:

  • No Visa Required – Investors do not need a U.S. visa to qualify.
  • Reserves Can Stay in a Foreign Country – No requirement to transfer funds to a U.S. bank account.
  • No Debt-Service Coverage Ratio (DSCR) Required – Flexible qualification options for investors.
  • First-Time Investors Allowed – No prior U.S. investment experience necessary.
  • Direct Down Payment Transfers – Funds can be wired directly to closing.
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  • Loan to Value (LTV) Options:
  • 75% LTV for purchases up to $1M with a 1.00 DSCR.
  • Up to 75% LTV for purchases up to $1MM - Up to 65% LTV for cash-out refinances up to $1MM - Rural properties up to 10 acres are eligible - Gift funds are allowed with 5% applicant contribution
  • 70% LTV for purchases up to $1M on NO-DSCR loans.
  • 60% LTV for cash-out refinances up to $1M on NO-DSCR loans.
  • Rural properties up to 10 acres are eligible.
  • Gift funds are allowed with a 5% borrower contribution.
  • Maximum loan amount: $1.5MM (higher allowed depending on scenario)

Commercial Properties

For investors seeking to acquire commercial real estate in the U.S., Standout Loans provides financing for the following property types:

  • Office condos
  • Retail properties
  • Automotive properties
  • Self-storage facilities
  • Warehouses
  • Multi-family residential properties (5+ units)
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  • Loan to Value (LTV) Options:
  • Loan to Value (LTV): Up to 65%
  • Flexible underwriting criteria tailored to foreign investors.
  • Must have a U.S. deposit account & create a licensed business entity (LLC, Corporation). Standout Commercial Loans can help you with this process.
Benefits & Highlights

Why Choose Standout Loans?

  • Streamlined approval process designed for foreign nationals.
  • No U.S. credit history required – alternative documentation accepted.
  • Competitive interest rates and flexible terms to meet diverse investment strategies.
  • Experienced team specializing in international real estate financing. Standout Commercial Loans can help our foreign national clients from the beginning of the process by setting them up with an experienced commercial or residential realtor. We will take you from the purchase contract to closing as smoothly as possible. We also offer commercial property management for select clients.
Build your foreign Real Estate portfolio

Get Started Today

Whether you’re a first-time investor or an experienced real estate investor, Standout Commercial Loans makes it easy to finance your next U.S. property investment. Contact us today to learn more about our Foreign Investor Program and take the first step towards building your international real estate portfolio.

Apply Now
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